Issues of debt, difficulty making ends meet, not knowing how to budget or plan for financial needs, or simply having too few resources - all make bad situations feel even worse.  Individuals and families are often overwhelmed with financial worries along with feelings of confusion, shame, guilt and fear. Facing new financial circumstances can be scary. Trained credit counsellors are there to help in a non-judgemental approach. 

• Contact: fvpwaterloo@mosaiconline.ca
• 519.743.6333

• 400 Queen Street South, Kitchener, ON, N2G 1W7